-
Find key information about personal savings in Croatia
-
Compare interest rates and calculate your savings
-
Find the most suitable bank for your needs
-
Learn about individual banks in Croatia
Personal savings in Croatia
With volatile stock markets and unstable economies, the least you can do for your money is to invest wisely. In the search for higher returns, Croatian banking system stands out quite well among the European competition. Almost all the banks are more than sufficiently capitalized and constantly under close observation from the Croatian National Bank.
Our database contains short summaries for more than thirty banks, with basic information available under segment "Bank information". You can compare current interest rates in banking industry through a series of interactive tables. The data is available for Croatian Kuna (HRK), euro (EUR), American dollar (USD), the Swiss franc (CHF) and Australian dollar (AUD).
Every table is updated several times per week and can be found under the segment "Interest rates". In order to find out which of the banks are located near you, we implemented a bank lists for major cities. Search desired banks through our segment "Croatian bank list". Most of the banks offer savings for non-residents, but we recommend checking with the bank of choice before the final decision.
Savings options
From the perspective of personal finance, personal savings is considered a low-risk preservation of money, mostly over one's deposit account. Unlike high risk investment, putting money aside in a bank or making a pension plan is a prudent way to ensure the safety of your assets. Most common savings are on-demand savings, term deposit and rent savings.
On-term savings keeps your money is available to you at any given moment, but as a result provides the lowest interest rates.
Term deposit is intended for all who want to save for a certain time period. After the term deposit expires, along with the return of funds, a corresponding interest rate is also guaranteed. Should you choose not withdraw your funds, most banks renew the term deposit for the same duration and in accordance to the terms and conditions valid on the day of term deposit expiry.
Rent savings enables you during your term deposit to regularly collect interest at specific times during the term deposit. It is usually in HRK or foreign currencies and with an interest payment dynamic of your choice.
